
Photovoltaic solar panels
When people talk about Ithaca Neighborhood Housing Services (
INHS) they think about... well... housing services in Ithaca neighborhoods. But for the past year the nonprofit INHS has been reaching beyond Ithaca's borders to offer loans and assistance with energy smart projects ranging from home insulation and windows to furnace and water heater replacements, from air conditioners to solar panels, from smoke detectors to wood pellet stoves. "For 30 years we've been limited to the Ithaca city limits," says Education Coordinator/Loan Associate Pamela Douglas Webster." This is an opportunity for us to stay with our mission of making sure that housing stays affordable for people, and that housing is sustainable. Now we are able to do this county-wide."
The program is a result of INHS partnering with the New York State Energy Research and Development Authority (
NYSERDA ) to provide loans and grants to homeowners of all incomes within Tompkins County. The loans are specific to high efficiency heating systems, insulation, replacement windows, Energy Star appliances, and solar or geothermal energy systems. At a fixed rate of only 2% for up to a 10 year term, the loans make transforming your home to save energy more affordable than buying a car. The interest rate is actually 6%, but NYSERDA buys it down to 2% to help achieve that organization's mission of reducing the state's petroleum consumption. Monthly payments are typically under $200, and Webster notes that most clients payments are much less.